Let me break down the respec mechanics for the current version to be really specific about timing and process. Access the character menu and look for the attribute tree - you'll notice individual perk refunds are available instantly with zero cooldown just by hovering each unlocked perk and hitting y/triangle depending on your platform. The perk refund window shows up immediately once you highlight any perk, and the point returns to your pool as soon as you confirm.

For attributes it's critical to note you get exactly one reset opportunity per playthrough, accessed through the reset attributes button in the bottom left corner. When triggered, this process returns 100% of spent points immediately but cannot be undone or repeated, so precise planning is essential. The confirmation prompt appears instantly when selected.

Good to know about cyberware interaction - if you've got perks boosting cyberware capacity, you'll need to fully unequip affected pieces first or the refund option stays locked. The game actively checks equipped cyberware against capacity perks, preventing removal while slots are in use. Once unequipped, affected perks become refundable instantly just like any others, and you can experiment freely with different perk combinations without any cooldown or cost limitations.